McKell works with retail and wholesale brokers in writing small to medium-sized risks on an admitted and non-admitted basis.

Program Highlights

• Limits available up to $25 Million
• Minimum Premiums: Dependent on Class of Business 
• Minimum Underlying Limit: $1M / $2M / $1M / $1M General Liability Required
• Minimum Underlying Limit: $1M CSL Auto Liability Required
• Minimum Underlying Limit: $1M / $1M / $1M Employers Liability Required
• Underlying Carrier Rating Requirements: A- V or better

Covered operations may include, but are not limited to, the following:

• Auto Dealers – New and Used
• Banks & Financial Institutions
• Country Clubs
• Daycare Centers
• Fuel Dealers residential primarily oil with incidental propane/kerosene
• Oil and Gas Consultants
  • Consultants without any direct supervision
  • Strictly Observe and Report Basis reporting to project owner
  • No Over the hole or downhole exposures
• Contractors (Excluding pipeline contractors & contractors with cranes)
  • Artisans
  • Special trade – HVAC
  • Landscaping, including Tree Service
  • Roofing contractors
  • Electrical
  • Painting
  • Window Installation
  • Janitorial
• General Contractors
• Residential and Commercial (with restrictions in construction defect states)
• Habitational
• SOV with Cope
• Hotels & Motels
• Manufacturers with certain class restrictions
• Municipalities
• Real Estate Owners