Our backgrounds in underwriting and risk management provide insight into a wide range of underwriting, policy and procedures development, internal controls, business analysis and underwriting management.
Phil Kuehl joined the Northport Financial/McKell Risk organization in 2009 to work on key underwriting initiatives. Phil is a McKell Risk partner and manages the McKell Risk underwriting facility for umbrella and excess business. With over 35 years experience in the insurance business, he has worked in traditional casualty insurance companies, specialty companies and MGA organizations.
Building on a solid background in admitted and non-admitted casualty lines underwriting, he built interdisciplinary underwriting teams to produce, underwrite, manage and evaluate books of business for property and casualty companies involved in the Excess and Surplus lines field. The scope of this work included leading collaborative work teams to integrate actuarial, claims and finance into the underwriting discipline for a comprehensive understanding of the business and its profitability. He has prepared and negotiated reinsurance contracts and analyzed the cost benefit of those treaties.
In addition to experience at the branch and home office level at insurance companies, Mr. Kuehl has worked on the agency side to incorporate underwriting disciplines into program management and incorporated underwriting guidelines with technology to create effective and efficient underwriting tools and to upgrade agency technology, allowing agents to track business, monitor results and negotiate favorable reinsurance terms. Mr. Kuehl holds a B.S. in Math from Simpson College.
John Paglione joined Northport Financial/McKell Risk organization after more than 40 years in the information technology and banking industries. John is a McKell Risk partner with primary responsibilities in finance, marketing, and operations. John has held senior management positions in major financial institutions and information technology solutions companies, and his background and expertise complement McKell Risk’s underwriting services.
John’s extensive experience includes project management including Project Management Office (PMO) oversight, conducting due diligence reviews for merger and acquisition activities, contingency planning, and business interruption and disaster recovery planning. John enhances McKell Risk’s ability to work with client organizations on marketing strategies and the technical leadership, team building and oversight required during transition and project implementation.
Mr. Paglione holds a B.A. in Sociology from New Jersey City University, and an MBA in Management Information Sciences from Saint Peters University; holds a certificate from the Business of Banking School (BOB) and a NJDOE Certificate of Eligibility to teach business law, economics, & finance; and is a licensed Property and Casualty Insurance producer.
Carl Fuchs is a founding partner of the Northport Financial/McKell Risk organization in the Cranford, New Jersey office whose activities encompass a wide range of complex insurance, risk management and forensic underwriting matters. In the property and casualty area, Mr. Fuchs represents insurance and reinsurance carriers by providing due diligence and compliance audits of a wide range of underwriting facilities. Mr. Fuchs has worked with large law firms to interpret complex rating plan issues and has provided testimony in insurance litigation on behalf of policyholders. His work has also included forensic underwriting to risk management clients reviewing loss sensitive insurance plans on current and legacy rating programs. Mr. Fuchs has developed underwriting and operational guidelines for foreign and domestic insurance carriers and has been involved in the integration of internal controls.
Prior to forming Northport Financial, Mr. Fuchs worked for over thirty years in all phases of insurance company operations including underwriting, underwriting management, administration and home office management for large national and international insurance carriers. He received his B.A. from Hastings College and has several insurance related designations including Chartered Property Casualty Underwriter, Associate in Reinsurance, Associate in Insurance Accounting and Finance, Associate in Risk Management and Associate in Premium Auditing. Mr. Fuchs is a licensed insurance producer.
Ray Williams is a founding partner of the Northport Financial/McKell Risk organization. Mr. Williams is based in our Cranford, New Jersey office and is active in insurance, reinsurance, risk management consulting and underwriting management. Working with actuarial representatives, Mr. Williams has performed detailed underwriting and pricing analyses on portfolios of business for major property and casualty carriers. He has conducted underwriting reviews and due diligence audits for domestic and foreign carriers and has led internal reviews of branch and regional operations for Northport client companies. Mr. Williams has an extensive background in the development of underwriting guidelines and procedures for insurance and reinsurance carriers, risk retention groups and managing general agencies. Mr. Williams continues to manages the Northport/McKell Risk underwriting facilities and other underwriting facilities.
Prior to the formation of Northport Financial, Mr. Williams' experience exceeded twenty-seven years with national and international insurance companies. Carrier responsibilities included the launch of several startup underwriting facilities, actuarial liaison for in-depth underwriting results analysis and large account home office referrals. Mr. Williams holds a B.A. in History from Seton Hall University and an MBA in Quantitative Analysis from Seton Hall’s Graduate Business School. He is a licensed insurance producer.